Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
WELCOME to KIM FLORIO INSURANCE
SPEND YOUR TIME DOING WHAT MATTERS!
Time to have fun spending time with the people you love and the activities you enjoy most. With a well thought-out plan for your health in your retirement years, you can relax, knowing that your medical needs will be taken care of. Rest assured that if you do get sick, paying for your Doctors, Hospitals & Medicines doesn't have to break the bank!
Personalized Insurance Plans for Every Need
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Final Expense
People who have lost a member of their family know how difficult loss can be. The emotions are overwhelming.
Social Security Planning
We face a crucial decision as we reach retirement age: when to start claiming your Social Security benefits.